Coverage built around your industry.
Coverage built around your industry.
Updates
by personnel,
for personnel—
by personnel,
for personnel—
by personnel,
for personnel—
There
is music
in the
chaos.
There
is music
in the
chaos.
There
is music
in the
chaos.
Coverage in Motion
people & protection
Behind every policy is a business keeping rhythm.
We look beyond the application to understand how your people, payroll, contracts, and operations actually move.
Coverage in Motion
people & protection
Behind every policy is a business keeping rhythm.
We look beyond the application to understand how your people, payroll, contracts, and operations actually move.
Coverage in Motion
people & protection
Behind every policy is a business keeping rhythm.
We look beyond the application to understand how your people, payroll, contracts, and operations actually move.
PLACEMENTS CHANGE EVERYTHING
PLACEMENTS CHANGE EVERYTHING
PEOPLE MOVE. RISK MOVES.
PEOPLE MOVE. RISK MOVES.
Every placement can affect payroll, class codes, contracts, certificates, and liability exposure. We review the full picture so your insurance placement better reflects the way your business actually operates.
Every placement can affect payroll, class codes, contracts, certificates, and liability exposure. We review the full picture so your insurance placement better reflects the way your business actually operates.
PEOPLE-FIRST PLACEMENT
PEOPLE-FIRST PLACEMENT
100%
GUESSWORK
GUESSWORK
0%
Performance Snapshot
ONE-SIZE-FITS-ALL
ONE-SIZE-FITS-ALL
ONE-SIZE-FITS-ALL
RENEWAL RUNWAY
RENEWAL RUNWAY
RENEWAL RUNWAY
COVERAGE TRACKS
COVERAGE TRACKS
COVERAGE TRACKS
MOVING PARTS
MOVING PARTS
MOVING PARTS
GENERIC NOISE
GENERIC NOISE
GENERIC NOISE
We place workers’ comp and liability programs for people-first businesses
We place workers’ comp and liability programs for people-first businesses
{01}
Workers’ Compensation —
We implement workers’ comp programs built around fluctuating payroll, complex claims, and the day-to-day realities of staffing and care-driven businesses.
Pay-As-You-Go
Assigned Risk Support
Class Code Review
Safety & Loss Control
Return-to-Work Planning
Audit Advocacy
{01}
Workers’ Compensation —
We implement workers’ comp programs built around fluctuating payroll, complex claims, and the day-to-day realities of staffing and care-driven businesses.
Pay-As-You-Go
Assigned Risk Support
Class Code Review
Safety & Loss Control
Return-to-Work Planning
Audit Advocacy
{01}
Workers’ Compensation —
We implement workers’ comp programs built around fluctuating payroll, complex claims, and the day-to-day realities of staffing and care-driven businesses.
Pay-As-You-Go
Assigned Risk Support
Class Code Review
Safety & Loss Control
Return-to-Work Planning
Audit Advocacy
{02}
Liability —
We shape liability programs around the way your business actually operates, from client contracts and care delivery to workforce management and daily travel.
General Liability
Professional Liability
Employment Practices Liability
Commercial Auto
Hired & Non-Owned Auto
{02}
Liability —
We shape liability programs around the way your business actually operates, from client contracts and care delivery to workforce management and daily travel.
General Liability
Professional Liability
Employment Practices Liability
Commercial Auto
Hired & Non-Owned Auto
{02}
Liability —
We shape liability programs around the way your business actually operates, from client contracts and care delivery to workforce management and daily travel.
General Liability
Professional Liability
Employment Practices Liability
Commercial Auto
Hired & Non-Owned Auto
{03}
Specialty Risk —
As your workforce, systems, and responsibilities grow, we help protect the risks that become harder to ignore and more expensive to overlook.
Cyber Liability
Privacy & Breach Response
Abuse
Data Breach Protection
Fidelity & Crime
Bonding Solutions
Funds Transfer Fraud
Management Liability
{03}
Specialty Risk —
As your workforce, systems, and responsibilities grow, we help protect the risks that become harder to ignore and more expensive to overlook.
Cyber Liability
Privacy & Breach Response
Abuse
Data Breach Protection
Fidelity & Crime
Bonding Solutions
Funds Transfer Fraud
Management Liability
{03}
Specialty Risk —
As your workforce, systems, and responsibilities grow, we help protect the risks that become harder to ignore and more expensive to overlook.
Cyber Liability
Privacy & Breach Response
Abuse
Data Breach Protection
Fidelity & Crime
Bonding Solutions
Funds Transfer Fraud
Management Liability
Ready to fine-tune your coverage?
Ready to fine-tune your coverage?
Ready to fine-tune your coverage?
Popular Queries
faq
Quick and clear answers to your key questions
Get the clarity you need about our design process and services
Popular Queries
faq
Quick and clear answers to your key questions
Get the clarity you need about our design process and services
Popular Queries
faq
Quick and clear answers to your key questions
Get the clarity you need about our design process and services
What do you need from us to get a quote?
To get started, we typically need your FEIN, a description of the work being performed, payroll projections, and loss runs if available. Client information can strengthen the application, but is not required to begin. Once we have the essentials, we help organize the submission, identify any missing details, and present the business in tune.
What if we’re stuck in assigned risk?
Assigned risk is not a dead end. Sometimes it simply means your business needs to be presented more clearly or given a stronger path forward. We review the full picture, including payroll, class codes, loss history, client types, and day-to-day operations. If return-to-work practices, safety controls, or other program improvements would help, we work with you to build and implement them. The goal is not to expect a perfect program on day one—it is to help you take practical steps toward a better one.
What if we don't have loss history yet?
That is a major pain point for people-driven startups. Without prior loss history, newer businesses can sometimes feel stuck with inflated premiums or limited program options, even when they are building the right way. There may be other paths, but they are specialized and need to be handled carefully. We help newer staffing and service businesses tell their story, document their controls, and explore program options built around where the company is headed, not just what is missing today.
Can you help us qualify for discounts?
Sometimes the savings are already hiding in the noise. State-specific credits, safety procedures, return-to-work plans, physician panels, and better documentation can all help shape the final program. For example, a Drug-Free Workplace Program may qualify eligible GA companies for a 7.5% premium credit. We help you understand what applies, what needs to be in place, and how to build a cleaner program without charging to help with the discount process.
Can you help with client contracts and certificate requirements?
Yes. Staffing and healthcare companies often deal with insurance requirements buried inside client contracts, vendor agreements, facility requirements, and certificate requests. The wording can get dense quickly, but these moving parts are familiar territory. We help review the insurance pieces, explain what is being asked for, and place coverage around the obligations your business is taking on.
What is pay-as-you-go workers’ comp?
If your business qualifies, pay-as-you-go workers’ comp can be a major advantage. It allows you to report payroll as it changes, helping reduce overpayment, large premium swings, and audit surprises. For staffing and locums companies, this can be especially valuable because payroll moves fast and margins matter. If you do not qualify yet, we help you understand why and what steps may improve your chances of getting there.
Still looking for answers or need a good chat?
Send over the details, and we’ll help make sense of the moving parts.
Anything left out?
Anything left out?
Anything left out?
Client Stories
testimonials
Inspiring client experiences
Join us and become our next success story
Client Stories
testimonials
Inspiring client experiences
Join us and become our next success story
Client Stories
testimonials
Inspiring client experiences
Join us and become our next success story
Brandon Leymeister
Account Director
Brandon, I’d like to say THANK YOU in writing for achieving this outcome! I know you have been working hard, chasing down a lot of options. I appreciate your hard work and look forward to binding a policy soon! THANK YOU AGAIN!
Brandon, I’d like to say THANK YOU in writing for achieving this outcome! I know you have been working hard, chasing down a lot of options. I appreciate your hard work and look forward to binding a policy soon! THANK YOU AGAIN!
Paul Sorensen
Former President
Employbridge
I spoke with over 10 Insurance Agents. A couple others dropped the ball. Brandon knew the Staffing Industry. I didn’t need to explain anything. He was quick, efficient, and provided the lowest quote with everything I needed.
I spoke with over 10 Insurance Agents. A couple others dropped the ball. Brandon knew the Staffing Industry. I didn’t need to explain anything. He was quick, efficient, and provided the lowest quote with everything I needed.
Vivian “Vicky” S.
Senior Recruiter
Microsoft
I want to thank you for everything you did. After our call, we were all in agreement that this was the right direction. I would welcome you to visit anytime, and I would like you to review all of our insurance policies.
I want to thank you for everything you did. After our call, we were all in agreement that this was the right direction. I would welcome you to visit anytime, and I would like you to review all of our insurance policies.
Burt Parks
Senior Director of Business Services
Greater Rochester Chamber of Commerce
Brandon’s insurance knowledge, responsiveness, and hands-on support have been extremely valuable to our business. He helped us improve key workers’ compensation processes and later assisted with our liability lines, helping us achieve substantial premium savings. We have worked with other agencies before, but Brandon’s personal attention and commitment stand out.
Brandon’s insurance knowledge, responsiveness, and hands-on support have been extremely valuable to our business. He helped us improve key workers’ compensation processes and later assisted with our liability lines, helping us achieve substantial premium savings. We have worked with other agencies before, but Brandon’s personal attention and commitment stand out.
Oscar Talero
CFO
Manpower Resources
I would like to thank you on behalf of my management for helping us to sort this out. This would have never been possible without your help and bang on response to the client. This is the clear example of why partnering with your company is a great value add for us. Thank you for all the support, non-stop service, and patience. This simply made our Friday AWESOME. Thank you and KUDOS to the team. You guys are simply remarkable.
I would like to thank you on behalf of my management for helping us to sort this out. This would have never been possible without your help and bang on response to the client. This is the clear example of why partnering with your company is a great value add for us. Thank you for all the support, non-stop service, and patience. This simply made our Friday AWESOME. Thank you and KUDOS to the team. You guys are simply remarkable.
Amol Marathe
US Operations Management
ALOIS Staffing
This is excellent news, and I appreciate your work on this. Maybe in the future we can take a look at our other coverages.
This is excellent news, and I appreciate your work on this. Maybe in the future we can take a look at our other coverages.
Orlando Williams
Professional Basketball Player
Pulse Digital
Brandon, I’d like to say THANK YOU in writing for achieving this outcome! I know you have been working hard, chasing down a lot of options. I appreciate your hard work and look forward to binding a policy soon! THANK YOU AGAIN!
Paul Sorensen
Former President
Employbridge
I spoke with over 10 Insurance Agents. A couple others dropped the ball. Brandon knew the Staffing Industry. I didn’t need to explain anything. He was quick, efficient, and provided the lowest quote with everything I needed.
Vivian “Vicky” S.
Senior Recruiter
Microsoft
I want to thank you for everything you did. After our call, we were all in agreement that this was the right direction. I would welcome you to visit anytime, and I would like you to review all of our insurance policies.
Burt Parks
Senior Director of Business Services
Greater Rochester Chamber of Commerce
Brandon’s insurance knowledge, responsiveness, and hands-on support have been extremely valuable to our business. He helped us improve key workers’ compensation processes and later assisted with our liability lines, helping us achieve substantial premium savings. We have worked with other agencies before, but Brandon’s personal attention and commitment stand out.
Oscar Talero
CFO
Manpower Resources
I would like to thank you on behalf of my management for helping us to sort this out. This would have never been possible without your help and bang on response to the client. This is the clear example of why partnering with your company is a great value add for us. Thank you for all the support, non-stop service, and patience. This simply made our Friday AWESOME. Thank you and KUDOS to the team. You guys are simply remarkable.
Amol Marathe
US Operations Management
ALOIS Staffing
This is excellent news, and I appreciate your work on this. Maybe in the future we can take a look at our other coverages.
Orlando Williams
Professional Basketball Player
Pulse Digital
Brandon, I’d like to say THANK YOU in writing for achieving this outcome! I know you have been working hard, chasing down a lot of options. I appreciate your hard work and look forward to binding a policy soon! THANK YOU AGAIN!
Paul Sorensen
Former President
Employbridge
I spoke with over 10 Insurance Agents. A couple others dropped the ball. Brandon knew the Staffing Industry. I didn’t need to explain anything. He was quick, efficient, and provided the lowest quote with everything I needed.
Vivian “Vicky” S.
Senior Recruiter
Microsoft
I want to thank you for everything you did. After our call, we were all in agreement that this was the right direction. I would welcome you to visit anytime, and I would like you to review all of our insurance policies.
Burt Parks
Senior Director of Business Services
Greater Rochester Chamber of Commerce
Brandon’s insurance knowledge, responsiveness, and hands-on support have been extremely valuable to our business. He helped us improve key workers’ compensation processes and later assisted with our liability lines, helping us achieve substantial premium savings. We have worked with other agencies before, but Brandon’s personal attention and commitment stand out.
Oscar Talero
CFO
Manpower Resources
I would like to thank you on behalf of my management for helping us to sort this out. This would have never been possible without your help and bang on response to the client. This is the clear example of why partnering with your company is a great value add for us. Thank you for all the support, non-stop service, and patience. This simply made our Friday AWESOME. Thank you and KUDOS to the team. You guys are simply remarkable.
Amol Marathe
US Operations Management
ALOIS Staffing
This is excellent news, and I appreciate your work on this. Maybe in the future we can take a look at our other coverages.
Orlando Williams
Professional Basketball Player
Pulse Digital
Be part of our journey
Be part of our journey
Be part of our journey
We compose coverage.
Your song starts here.
Share what you do, who you serve, and what keeps you up at night. We’ll help bring the moving parts into harmony.
Coverage that hits the right note.
Coverage built around your industry.
Coverage built around your industry.
Updates
by personnel,
for personnel—
by personnel,
for personnel—
by personnel,
for personnel—
There
is music
in the
chaos.
There
is music
in the
chaos.
There
is music
in the
chaos.
Coverage in Motion
people & protection
Behind every policy is a business keeping rhythm.
We look beyond the application to understand how your people, payroll, contracts, and operations actually move.
Coverage in Motion
people & protection
Behind every policy is a business keeping rhythm.
We look beyond the application to understand how your people, payroll, contracts, and operations actually move.
Coverage in Motion
people & protection
Behind every policy is a business keeping rhythm.
We look beyond the application to understand how your people, payroll, contracts, and operations actually move.
PLACEMENTS CHANGE EVERYTHING
PLACEMENTS CHANGE EVERYTHING
PEOPLE MOVE. RISK MOVES.
PEOPLE MOVE. RISK MOVES.
Every placement can affect payroll, class codes, contracts, certificates, and liability exposure. We review the full picture so your insurance placement better reflects the way your business actually operates.
Every placement can affect payroll, class codes, contracts, certificates, and liability exposure. We review the full picture so your insurance placement better reflects the way your business actually operates.
PEOPLE-FIRST PLACEMENT
PEOPLE-FIRST PLACEMENT
100%
GUESSWORK
GUESSWORK
0%
Performance Snapshot
ONE-SIZE-FITS-ALL
ONE-SIZE-FITS-ALL
ONE-SIZE-FITS-ALL
RENEWAL RUNWAY
RENEWAL RUNWAY
RENEWAL RUNWAY
COVERAGE TRACKS
COVERAGE TRACKS
COVERAGE TRACKS
MOVING PARTS
MOVING PARTS
MOVING PARTS
GENERIC NOISE
GENERIC NOISE
GENERIC NOISE
We place workers’ comp and liability programs for people-first businesses
We place workers’ comp and liability programs for people-first businesses
{01}
Workers’ Compensation —
We implement workers’ comp programs built around fluctuating payroll, complex claims, and the day-to-day realities of staffing and care-driven businesses.
Pay-As-You-Go
Assigned Risk Support
Class Code Review
Safety & Loss Control
Return-to-Work Planning
Audit Advocacy
{01}
Workers’ Compensation —
We implement workers’ comp programs built around fluctuating payroll, complex claims, and the day-to-day realities of staffing and care-driven businesses.
Pay-As-You-Go
Assigned Risk Support
Class Code Review
Safety & Loss Control
Return-to-Work Planning
Audit Advocacy
{01}
Workers’ Compensation —
We implement workers’ comp programs built around fluctuating payroll, complex claims, and the day-to-day realities of staffing and care-driven businesses.
Pay-As-You-Go
Assigned Risk Support
Class Code Review
Safety & Loss Control
Return-to-Work Planning
Audit Advocacy
{02}
Liability —
We shape liability programs around the way your business actually operates, from client contracts and care delivery to workforce management and daily travel.
General Liability
Professional Liability
Employment Practices Liability
Commercial Auto
Hired & Non-Owned Auto
{02}
Liability —
We shape liability programs around the way your business actually operates, from client contracts and care delivery to workforce management and daily travel.
General Liability
Professional Liability
Employment Practices Liability
Commercial Auto
Hired & Non-Owned Auto
{02}
Liability —
We shape liability programs around the way your business actually operates, from client contracts and care delivery to workforce management and daily travel.
General Liability
Professional Liability
Employment Practices Liability
Commercial Auto
Hired & Non-Owned Auto
{03}
Specialty Risk —
As your workforce, systems, and responsibilities grow, we help protect the risks that become harder to ignore and more expensive to overlook.
Cyber Liability
Privacy & Breach Response
Abuse
Data Breach Protection
Fidelity & Crime
Bonding Solutions
Funds Transfer Fraud
Management Liability
{03}
Specialty Risk —
As your workforce, systems, and responsibilities grow, we help protect the risks that become harder to ignore and more expensive to overlook.
Cyber Liability
Privacy & Breach Response
Abuse
Data Breach Protection
Fidelity & Crime
Bonding Solutions
Funds Transfer Fraud
Management Liability
{03}
Specialty Risk —
As your workforce, systems, and responsibilities grow, we help protect the risks that become harder to ignore and more expensive to overlook.
Cyber Liability
Privacy & Breach Response
Abuse
Data Breach Protection
Fidelity & Crime
Bonding Solutions
Funds Transfer Fraud
Management Liability
Ready to fine-tune your coverage?
Ready to fine-tune your coverage?
Ready to fine-tune your coverage?
Popular Queries
faq
Quick and clear answers to your key questions
Get the clarity you need about our design process and services
Popular Queries
faq
Quick and clear answers to your key questions
Get the clarity you need about our design process and services
Popular Queries
faq
Quick and clear answers to your key questions
Get the clarity you need about our design process and services
What do you need from us to get a quote?
To get started, we typically need your FEIN, a description of the work being performed, payroll projections, and loss runs if available. Client information can strengthen the application, but is not required to begin. Once we have the essentials, we help organize the submission, identify any missing details, and present the business in tune.
What if we’re stuck in assigned risk?
Assigned risk is not a dead end. Sometimes it simply means your business needs to be presented more clearly or given a stronger path forward. We review the full picture, including payroll, class codes, loss history, client types, and day-to-day operations. If return-to-work practices, safety controls, or other program improvements would help, we work with you to build and implement them. The goal is not to expect a perfect program on day one—it is to help you take practical steps toward a better one.
What if we don't have loss history yet?
That is a major pain point for people-driven startups. Without prior loss history, newer businesses can sometimes feel stuck with inflated premiums or limited program options, even when they are building the right way. There may be other paths, but they are specialized and need to be handled carefully. We help newer staffing and service businesses tell their story, document their controls, and explore program options built around where the company is headed, not just what is missing today.
Can you help us qualify for discounts?
Sometimes the savings are already hiding in the noise. State-specific credits, safety procedures, return-to-work plans, physician panels, and better documentation can all help shape the final program. For example, a Drug-Free Workplace Program may qualify eligible GA companies for a 7.5% premium credit. We help you understand what applies, what needs to be in place, and how to build a cleaner program without charging to help with the discount process.
Can you help with client contracts and certificate requirements?
Yes. Staffing and healthcare companies often deal with insurance requirements buried inside client contracts, vendor agreements, facility requirements, and certificate requests. The wording can get dense quickly, but these moving parts are familiar territory. We help review the insurance pieces, explain what is being asked for, and place coverage around the obligations your business is taking on.
What is pay-as-you-go workers’ comp?
If your business qualifies, pay-as-you-go workers’ comp can be a major advantage. It allows you to report payroll as it changes, helping reduce overpayment, large premium swings, and audit surprises. For staffing and locums companies, this can be especially valuable because payroll moves fast and margins matter. If you do not qualify yet, we help you understand why and what steps may improve your chances of getting there.
Still looking for answers or need a good chat?
Send over the details, and we’ll help make sense of the moving parts.
Anything left out?
Anything left out?
Anything left out?
Client Stories
testimonials
Inspiring client experiences
Join us and become our next success story
Client Stories
testimonials
Inspiring client experiences
Join us and become our next success story
Client Stories
testimonials
Inspiring client experiences
Join us and become our next success story
Brandon Leymeister
Account Director
Brandon, I’d like to say THANK YOU in writing for achieving this outcome! I know you have been working hard, chasing down a lot of options. I appreciate your hard work and look forward to binding a policy soon! THANK YOU AGAIN!
Brandon, I’d like to say THANK YOU in writing for achieving this outcome! I know you have been working hard, chasing down a lot of options. I appreciate your hard work and look forward to binding a policy soon! THANK YOU AGAIN!
Paul Sorensen
Former President
Employbridge
I spoke with over 10 Insurance Agents. A couple others dropped the ball. Brandon knew the Staffing Industry. I didn’t need to explain anything. He was quick, efficient, and provided the lowest quote with everything I needed.
I spoke with over 10 Insurance Agents. A couple others dropped the ball. Brandon knew the Staffing Industry. I didn’t need to explain anything. He was quick, efficient, and provided the lowest quote with everything I needed.
Vivian “Vicky” S.
Senior Recruiter
Microsoft
I want to thank you for everything you did. After our call, we were all in agreement that this was the right direction. I would welcome you to visit anytime, and I would like you to review all of our insurance policies.
I want to thank you for everything you did. After our call, we were all in agreement that this was the right direction. I would welcome you to visit anytime, and I would like you to review all of our insurance policies.
Burt Parks
Senior Director of Business Services
Greater Rochester Chamber of Commerce
Brandon’s insurance knowledge, responsiveness, and hands-on support have been extremely valuable to our business. He helped us improve key workers’ compensation processes and later assisted with our liability lines, helping us achieve substantial premium savings. We have worked with other agencies before, but Brandon’s personal attention and commitment stand out.
Brandon’s insurance knowledge, responsiveness, and hands-on support have been extremely valuable to our business. He helped us improve key workers’ compensation processes and later assisted with our liability lines, helping us achieve substantial premium savings. We have worked with other agencies before, but Brandon’s personal attention and commitment stand out.
Oscar Talero
CFO
Manpower Resources
I would like to thank you on behalf of my management for helping us to sort this out. This would have never been possible without your help and bang on response to the client. This is the clear example of why partnering with your company is a great value add for us. Thank you for all the support, non-stop service, and patience. This simply made our Friday AWESOME. Thank you and KUDOS to the team. You guys are simply remarkable.
I would like to thank you on behalf of my management for helping us to sort this out. This would have never been possible without your help and bang on response to the client. This is the clear example of why partnering with your company is a great value add for us. Thank you for all the support, non-stop service, and patience. This simply made our Friday AWESOME. Thank you and KUDOS to the team. You guys are simply remarkable.
Amol Marathe
US Operations Management
ALOIS Staffing
This is excellent news, and I appreciate your work on this. Maybe in the future we can take a look at our other coverages.
This is excellent news, and I appreciate your work on this. Maybe in the future we can take a look at our other coverages.
Orlando Williams
Professional Basketball Player
Pulse Digital
Brandon, I’d like to say THANK YOU in writing for achieving this outcome! I know you have been working hard, chasing down a lot of options. I appreciate your hard work and look forward to binding a policy soon! THANK YOU AGAIN!
Paul Sorensen
Former President
Employbridge
I spoke with over 10 Insurance Agents. A couple others dropped the ball. Brandon knew the Staffing Industry. I didn’t need to explain anything. He was quick, efficient, and provided the lowest quote with everything I needed.
Vivian “Vicky” S.
Senior Recruiter
Microsoft
I want to thank you for everything you did. After our call, we were all in agreement that this was the right direction. I would welcome you to visit anytime, and I would like you to review all of our insurance policies.
Burt Parks
Senior Director of Business Services
Greater Rochester Chamber of Commerce
Brandon’s insurance knowledge, responsiveness, and hands-on support have been extremely valuable to our business. He helped us improve key workers’ compensation processes and later assisted with our liability lines, helping us achieve substantial premium savings. We have worked with other agencies before, but Brandon’s personal attention and commitment stand out.
Oscar Talero
CFO
Manpower Resources
I would like to thank you on behalf of my management for helping us to sort this out. This would have never been possible without your help and bang on response to the client. This is the clear example of why partnering with your company is a great value add for us. Thank you for all the support, non-stop service, and patience. This simply made our Friday AWESOME. Thank you and KUDOS to the team. You guys are simply remarkable.
Amol Marathe
US Operations Management
ALOIS Staffing
This is excellent news, and I appreciate your work on this. Maybe in the future we can take a look at our other coverages.
Orlando Williams
Professional Basketball Player
Pulse Digital
Brandon, I’d like to say THANK YOU in writing for achieving this outcome! I know you have been working hard, chasing down a lot of options. I appreciate your hard work and look forward to binding a policy soon! THANK YOU AGAIN!
Paul Sorensen
Former President
Employbridge
I spoke with over 10 Insurance Agents. A couple others dropped the ball. Brandon knew the Staffing Industry. I didn’t need to explain anything. He was quick, efficient, and provided the lowest quote with everything I needed.
Vivian “Vicky” S.
Senior Recruiter
Microsoft
I want to thank you for everything you did. After our call, we were all in agreement that this was the right direction. I would welcome you to visit anytime, and I would like you to review all of our insurance policies.
Burt Parks
Senior Director of Business Services
Greater Rochester Chamber of Commerce
Brandon’s insurance knowledge, responsiveness, and hands-on support have been extremely valuable to our business. He helped us improve key workers’ compensation processes and later assisted with our liability lines, helping us achieve substantial premium savings. We have worked with other agencies before, but Brandon’s personal attention and commitment stand out.
Oscar Talero
CFO
Manpower Resources
I would like to thank you on behalf of my management for helping us to sort this out. This would have never been possible without your help and bang on response to the client. This is the clear example of why partnering with your company is a great value add for us. Thank you for all the support, non-stop service, and patience. This simply made our Friday AWESOME. Thank you and KUDOS to the team. You guys are simply remarkable.
Amol Marathe
US Operations Management
ALOIS Staffing
This is excellent news, and I appreciate your work on this. Maybe in the future we can take a look at our other coverages.
Orlando Williams
Professional Basketball Player
Pulse Digital
Be part of our journey
Be part of our journey
Be part of our journey
We compose coverage.
Your song starts here.
Share what you do, who you serve, and what keeps you up at night. We’ll help bring the moving parts into harmony.
Coverage that hits the right note.
Coverage built around your industry.
Coverage built around your industry.
Updates
by personnel,
for personnel—
by personnel,
for personnel—
by personnel,
for personnel—
There
is music
in the
chaos.
There
is music
in the
chaos.
There
is music
in the
chaos.
Coverage in Motion
people & protection
Behind every policy is a business keeping rhythm.
We look beyond the application to understand how your people, payroll, contracts, and operations actually move.
Coverage in Motion
people & protection
Behind every policy is a business keeping rhythm.
We look beyond the application to understand how your people, payroll, contracts, and operations actually move.
Coverage in Motion
people & protection
Behind every policy is a business keeping rhythm.
We look beyond the application to understand how your people, payroll, contracts, and operations actually move.
PLACEMENTS CHANGE EVERYTHING
PLACEMENTS CHANGE EVERYTHING
PEOPLE MOVE. RISK MOVES.
PEOPLE MOVE. RISK MOVES.
Every placement can affect payroll, class codes, contracts, certificates, and liability exposure. We review the full picture so your insurance placement better reflects the way your business actually operates.
Every placement can affect payroll, class codes, contracts, certificates, and liability exposure. We review the full picture so your insurance placement better reflects the way your business actually operates.
PEOPLE-FIRST PLACEMENT
PEOPLE-FIRST PLACEMENT
100%
GUESSWORK
GUESSWORK
0%
Performance Snapshot
ONE-SIZE-FITS-ALL
ONE-SIZE-FITS-ALL
ONE-SIZE-FITS-ALL
RENEWAL RUNWAY
RENEWAL RUNWAY
RENEWAL RUNWAY
COVERAGE TRACKS
COVERAGE TRACKS
COVERAGE TRACKS
MOVING PARTS
MOVING PARTS
MOVING PARTS
GENERIC NOISE
GENERIC NOISE
GENERIC NOISE
We place workers’ comp and liability programs for people-first businesses
We place workers’ comp and liability programs for people-first businesses
{01}
Workers’ Compensation —
We implement workers’ comp programs built around fluctuating payroll, complex claims, and the day-to-day realities of staffing and care-driven businesses.
Pay-As-You-Go
Assigned Risk Support
Class Code Review
Safety & Loss Control
Return-to-Work Planning
Audit Advocacy
{01}
Workers’ Compensation —
We implement workers’ comp programs built around fluctuating payroll, complex claims, and the day-to-day realities of staffing and care-driven businesses.
Pay-As-You-Go
Assigned Risk Support
Class Code Review
Safety & Loss Control
Return-to-Work Planning
Audit Advocacy
{01}
Workers’ Compensation —
We implement workers’ comp programs built around fluctuating payroll, complex claims, and the day-to-day realities of staffing and care-driven businesses.
Pay-As-You-Go
Assigned Risk Support
Class Code Review
Safety & Loss Control
Return-to-Work Planning
Audit Advocacy
{02}
Liability —
We shape liability programs around the way your business actually operates, from client contracts and care delivery to workforce management and daily travel.
General Liability
Professional Liability
Employment Practices Liability
Commercial Auto
Hired & Non-Owned Auto
{02}
Liability —
We shape liability programs around the way your business actually operates, from client contracts and care delivery to workforce management and daily travel.
General Liability
Professional Liability
Employment Practices Liability
Commercial Auto
Hired & Non-Owned Auto
{02}
Liability —
We shape liability programs around the way your business actually operates, from client contracts and care delivery to workforce management and daily travel.
General Liability
Professional Liability
Employment Practices Liability
Commercial Auto
Hired & Non-Owned Auto
{03}
Specialty Risk —
As your workforce, systems, and responsibilities grow, we help protect the risks that become harder to ignore and more expensive to overlook.
Cyber Liability
Privacy & Breach Response
Abuse
Data Breach Protection
Fidelity & Crime
Bonding Solutions
Funds Transfer Fraud
Management Liability
{03}
Specialty Risk —
As your workforce, systems, and responsibilities grow, we help protect the risks that become harder to ignore and more expensive to overlook.
Cyber Liability
Privacy & Breach Response
Abuse
Data Breach Protection
Fidelity & Crime
Bonding Solutions
Funds Transfer Fraud
Management Liability
{03}
Specialty Risk —
As your workforce, systems, and responsibilities grow, we help protect the risks that become harder to ignore and more expensive to overlook.
Cyber Liability
Privacy & Breach Response
Abuse
Data Breach Protection
Fidelity & Crime
Bonding Solutions
Funds Transfer Fraud
Management Liability
Ready to fine-tune your coverage?
Ready to fine-tune your coverage?
Ready to fine-tune your coverage?
Popular Queries
faq
Quick and clear answers to your key questions
Get the clarity you need about our design process and services
Popular Queries
faq
Quick and clear answers to your key questions
Get the clarity you need about our design process and services
Popular Queries
faq
Quick and clear answers to your key questions
Get the clarity you need about our design process and services
What do you need from us to get a quote?
To get started, we typically need your FEIN, a description of the work being performed, payroll projections, and loss runs if available. Client information can strengthen the application, but is not required to begin. Once we have the essentials, we help organize the submission, identify any missing details, and present the business in tune.
What if we’re stuck in assigned risk?
Assigned risk is not a dead end. Sometimes it simply means your business needs to be presented more clearly or given a stronger path forward. We review the full picture, including payroll, class codes, loss history, client types, and day-to-day operations. If return-to-work practices, safety controls, or other program improvements would help, we work with you to build and implement them. The goal is not to expect a perfect program on day one—it is to help you take practical steps toward a better one.
What if we don't have loss history yet?
That is a major pain point for people-driven startups. Without prior loss history, newer businesses can sometimes feel stuck with inflated premiums or limited program options, even when they are building the right way. There may be other paths, but they are specialized and need to be handled carefully. We help newer staffing and service businesses tell their story, document their controls, and explore program options built around where the company is headed, not just what is missing today.
Can you help us qualify for discounts?
Sometimes the savings are already hiding in the noise. State-specific credits, safety procedures, return-to-work plans, physician panels, and better documentation can all help shape the final program. For example, a Drug-Free Workplace Program may qualify eligible GA companies for a 7.5% premium credit. We help you understand what applies, what needs to be in place, and how to build a cleaner program without charging to help with the discount process.
Can you help with client contracts and certificate requirements?
Yes. Staffing and healthcare companies often deal with insurance requirements buried inside client contracts, vendor agreements, facility requirements, and certificate requests. The wording can get dense quickly, but these moving parts are familiar territory. We help review the insurance pieces, explain what is being asked for, and place coverage around the obligations your business is taking on.
What is pay-as-you-go workers’ comp?
If your business qualifies, pay-as-you-go workers’ comp can be a major advantage. It allows you to report payroll as it changes, helping reduce overpayment, large premium swings, and audit surprises. For staffing and locums companies, this can be especially valuable because payroll moves fast and margins matter. If you do not qualify yet, we help you understand why and what steps may improve your chances of getting there.
Still looking for answers or need a good chat?
Send over the details, and we’ll help make sense of the moving parts.
Anything left out?
Anything left out?
Anything left out?
Client Stories
testimonials
Inspiring client experiences
Join us and become our next success story
Client Stories
testimonials
Inspiring client experiences
Join us and become our next success story
Client Stories
testimonials
Inspiring client experiences
Join us and become our next success story
Brandon Leymeister
Account Director
Brandon, I’d like to say THANK YOU in writing for achieving this outcome! I know you have been working hard, chasing down a lot of options. I appreciate your hard work and look forward to binding a policy soon! THANK YOU AGAIN!
Brandon, I’d like to say THANK YOU in writing for achieving this outcome! I know you have been working hard, chasing down a lot of options. I appreciate your hard work and look forward to binding a policy soon! THANK YOU AGAIN!
Paul Sorensen
Former President
Employbridge
I spoke with over 10 Insurance Agents. A couple others dropped the ball. Brandon knew the Staffing Industry. I didn’t need to explain anything. He was quick, efficient, and provided the lowest quote with everything I needed.
I spoke with over 10 Insurance Agents. A couple others dropped the ball. Brandon knew the Staffing Industry. I didn’t need to explain anything. He was quick, efficient, and provided the lowest quote with everything I needed.
Vivian “Vicky” S.
Senior Recruiter
Microsoft
I want to thank you for everything you did. After our call, we were all in agreement that this was the right direction. I would welcome you to visit anytime, and I would like you to review all of our insurance policies.
I want to thank you for everything you did. After our call, we were all in agreement that this was the right direction. I would welcome you to visit anytime, and I would like you to review all of our insurance policies.
Burt Parks
Senior Director of Business Services
Greater Rochester Chamber of Commerce
Brandon’s insurance knowledge, responsiveness, and hands-on support have been extremely valuable to our business. He helped us improve key workers’ compensation processes and later assisted with our liability lines, helping us achieve substantial premium savings. We have worked with other agencies before, but Brandon’s personal attention and commitment stand out.
Brandon’s insurance knowledge, responsiveness, and hands-on support have been extremely valuable to our business. He helped us improve key workers’ compensation processes and later assisted with our liability lines, helping us achieve substantial premium savings. We have worked with other agencies before, but Brandon’s personal attention and commitment stand out.
Oscar Talero
CFO
Manpower Resources
I would like to thank you on behalf of my management for helping us to sort this out. This would have never been possible without your help and bang on response to the client. This is the clear example of why partnering with your company is a great value add for us. Thank you for all the support, non-stop service, and patience. This simply made our Friday AWESOME. Thank you and KUDOS to the team. You guys are simply remarkable.
I would like to thank you on behalf of my management for helping us to sort this out. This would have never been possible without your help and bang on response to the client. This is the clear example of why partnering with your company is a great value add for us. Thank you for all the support, non-stop service, and patience. This simply made our Friday AWESOME. Thank you and KUDOS to the team. You guys are simply remarkable.
Amol Marathe
US Operations Management
ALOIS Staffing
This is excellent news, and I appreciate your work on this. Maybe in the future we can take a look at our other coverages.
This is excellent news, and I appreciate your work on this. Maybe in the future we can take a look at our other coverages.
Orlando Williams
Professional Basketball Player
Pulse Digital
Brandon, I’d like to say THANK YOU in writing for achieving this outcome! I know you have been working hard, chasing down a lot of options. I appreciate your hard work and look forward to binding a policy soon! THANK YOU AGAIN!
Paul Sorensen
Former President
Employbridge
I spoke with over 10 Insurance Agents. A couple others dropped the ball. Brandon knew the Staffing Industry. I didn’t need to explain anything. He was quick, efficient, and provided the lowest quote with everything I needed.
Vivian “Vicky” S.
Senior Recruiter
Microsoft
I want to thank you for everything you did. After our call, we were all in agreement that this was the right direction. I would welcome you to visit anytime, and I would like you to review all of our insurance policies.
Burt Parks
Senior Director of Business Services
Greater Rochester Chamber of Commerce
Brandon’s insurance knowledge, responsiveness, and hands-on support have been extremely valuable to our business. He helped us improve key workers’ compensation processes and later assisted with our liability lines, helping us achieve substantial premium savings. We have worked with other agencies before, but Brandon’s personal attention and commitment stand out.
Oscar Talero
CFO
Manpower Resources
I would like to thank you on behalf of my management for helping us to sort this out. This would have never been possible without your help and bang on response to the client. This is the clear example of why partnering with your company is a great value add for us. Thank you for all the support, non-stop service, and patience. This simply made our Friday AWESOME. Thank you and KUDOS to the team. You guys are simply remarkable.
Amol Marathe
US Operations Management
ALOIS Staffing
This is excellent news, and I appreciate your work on this. Maybe in the future we can take a look at our other coverages.
Orlando Williams
Professional Basketball Player
Pulse Digital
Brandon, I’d like to say THANK YOU in writing for achieving this outcome! I know you have been working hard, chasing down a lot of options. I appreciate your hard work and look forward to binding a policy soon! THANK YOU AGAIN!
Paul Sorensen
Former President
Employbridge
I spoke with over 10 Insurance Agents. A couple others dropped the ball. Brandon knew the Staffing Industry. I didn’t need to explain anything. He was quick, efficient, and provided the lowest quote with everything I needed.
Vivian “Vicky” S.
Senior Recruiter
Microsoft
I want to thank you for everything you did. After our call, we were all in agreement that this was the right direction. I would welcome you to visit anytime, and I would like you to review all of our insurance policies.
Burt Parks
Senior Director of Business Services
Greater Rochester Chamber of Commerce
Brandon’s insurance knowledge, responsiveness, and hands-on support have been extremely valuable to our business. He helped us improve key workers’ compensation processes and later assisted with our liability lines, helping us achieve substantial premium savings. We have worked with other agencies before, but Brandon’s personal attention and commitment stand out.
Oscar Talero
CFO
Manpower Resources
I would like to thank you on behalf of my management for helping us to sort this out. This would have never been possible without your help and bang on response to the client. This is the clear example of why partnering with your company is a great value add for us. Thank you for all the support, non-stop service, and patience. This simply made our Friday AWESOME. Thank you and KUDOS to the team. You guys are simply remarkable.
Amol Marathe
US Operations Management
ALOIS Staffing
This is excellent news, and I appreciate your work on this. Maybe in the future we can take a look at our other coverages.
Orlando Williams
Professional Basketball Player
Pulse Digital
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Coverage that hits the right note.